Privacy Notice for California Residents

This Privacy Notice supplements the Privacy Policy of A4 Credit Partners and applies only to California residents under the California Consumer Privacy Act (CCPA).

Information We Collect, Use, and Disclose

We collect Personal Information that can be linked to a consumer or device. This excludes publicly available data, de-identified data, and information governed by laws such as FCRA and GLBA.

Categories of Personal Information We May Collect

• Identifiers (name, email, address, IP address)
• Financial and credit-related information
• Internet and device activity
• Geolocation data
• Commercial transaction information
• Inferences from collected data

Sensitive Personal Information

• Government identifiers (SSN, driver’s license)
• Financial account data used for underwriting

We do not use Sensitive Personal Information beyond permitted CCPA purposes.

Sources of Collection

Directly from you, your device, service providers, public records, and business partners involved in financing and compliance.

Business Purposes

• Evaluating financing opportunities
• Providing and improving services
• Fraud prevention and security
• Marketing and communication
• Legal compliance

Parties We May Share Information With

Service providers, inspectors, title companies, data processors, cloud providers, legal authorities, and parties involved in business transfers.

Retention and Deletion

We retain data as long as required for business, legal, and security purposes, after which it is securely deleted.

Your California Privacy Rights

Right to Know

Request categories and specific pieces of Personal Information we hold.

Right to Delete

Request deletion subject to legal exceptions.

Right to Correct

Request correction of inaccurate information.

Exercising Your Rights

Contact us to submit a verifiable request. We may need to verify your identity.

Non-Discrimination

We will not discriminate against you for exercising your rights.

Contact Information

Email: originations@a4cp.com
226 Fifth Avenue, 2nd Floor
New York, NY 10001