Flexible financing for multi-income commercial assets
Mixed-use properties combine residential, retail, and commercial uses into a single asset, offering diversified income streams and built-in demand drivers. Our financing solutions are designed to support investors acquiring, renovating, or refinancing mixed-use properties efficiently.
Mixed use
- Home
- Mixed use
Strategic financing for income-producing commercial assets
Office properties offer investors the opportunity to generate stable rental income, secure long-term tenants, and diversify beyond residential assets. Our financing solutions are designed to support investors acquiring, renovating, or refinancing office buildings efficiently.
Our Track Record Of Success
About Mixed-Use Investments
Built to help you close deals with confidence
Diversified Income Streams
Residential, retail, and commercial components provide multiple sources of revenue within a single asset.
Built-In Demand Drivers
The combination of uses supports consistent occupancy and long-term asset resilience across market cycles.
Balanced Portfolio Exposure
Mixed-use properties offer diversification across asset types, helping reduce reliance on any single tenant or use.
Mixed-Use Loan Terms
Flexible financing designed to support the acquisition, renovation, or refinancing of mixed-use properties efficiently.
See RatesAverage Processing Time
5-10 Days
Loan Rates starting at
8.99%
Loan-to-Value up to
Up to 75%
Loan to Cost up to
Up to 90%
Loan Size
$100K+
Prepayment Penalty
No
Financing for Mixed-Use Properties
We provide tailored financing solutions for mixed-use investments, including:
Acquisition Loans
Purchase mixed-use properties quickly and competitively
Fix & Flip / Rehab Loans
Finance upgrades, tenant improvements, and asset repositioning
Refinance Loans
Unlock equity or improve cash flow after stabilization
New Construction Loans
Short-term capital for ground-up or transitional mixed-use developments
A4 Lending Areas
Get answers to your Mixed-Use Properties asset types questions
Everything you need to know about Mixed-Use Properties—made simple. Want to understand the fees associated with A4 Credit Partners’ loans, or find out which properties qualify as mixed-use assets? We’ve got the answers to help you confidently navigate your next real estate investment.
What qualifies as a mixed-use property?
A mixed-use property is a commercial asset that combines two or more uses, such as residential units with ground-floor retail, office space, or other commercial components within the same building.
What types of mixed-use properties do you finance?
We finance a range of mixed-use assets, including residential-over-retail, residential-over-office, and multi-use commercial buildings, subject to underwriting.
Can financing include renovations or repositioning?
Yes. Eligible loans can include renovations, tenant improvements, or repositioning costs, depending on the scope of work and overall business plan.
How are mixed-use properties underwritten?
Mixed-use loans are evaluated based on asset composition, tenant mix, location, income stability, and sponsor experience. Each transaction is reviewed holistically.
What loan sizes and leverage are available?
Mixed-use loan sizes typically start at $100K+, with leverage determined by the asset structure, market conditions, and risk profile.
Are income and credit checks required for borrowers?
Yes, credit checks are required for all borrowers. Our programs are primarily asset-based, and no income verification is required, making it easier for investors to qualify.
