A4 Credit Partners is the credit arm of Atlas Real Estate Partners, a $2Bn+ real estate platform
Founded by investors, operators, and borrowers, A4 was created to rethink how commercial real estate financing should work. It needed to be faster, clearer, aligned with your goals, and led by people who understand the process firsthand.
Our Track Record Of Success
Founding Team
Nick brings over a decade of experience in real estate equity and credit. He is Chief Financial Officer at Atlas Real Estate Partners, leading finance and structuring across a national multifamily portfolio exceeding $1.8 billion in AUM. Previously, he was CFO of Sachem Capital Corp. (NYSE: SACH), one of the nation’s largest publicly traded hard money lenders where he oversaw the growth of their platform. Holds a BS from Providence College and MBA/MSfrom Northeastern University.
Ben started his career in M&A at Ernst & Young, advising on complex real estate and private equity transactions. He earned his CPA and a reputation for thinking like an operator. Currently, as COO of Atlas Real Estate Partners, he oversees over $1.8 billion in AUM and manages Atlas’s $50 million venture arm. Holds a BS in Finance and Accounting from Rutgers University and is an active certified CPA in the state of NY.
Managing Partner & Co-Founder at Atlas Real Estate Partners, involved in acquisitions, financing, asset management and investor relations. Previously worked at Argent Ventures managing a $500M mixed-use portfolio and at Rockrose Development executing $600M in office buildings. Started his career at Bank of America structuring $100M+ in commercial loans. Holds a BA from Tufts and Masters in Real Estate Development from Columbia.
Managing Partner & Co-Founder of Atlas Real Estate Partners, focused on strategic initiatives, acquisitions, and financing. Previously Director of Acquisitions at WL Capital, building it into one of the largest student housing owners. Earlier worked in CMBS originations at Countrywide, issuing over $2B in securities. Holds a BA in Economics from Tufts and MBA from Columbia Business School. Semi-finalist for Ernst & Young Entrepreneur of the Year.
Leading Real Estate Lending Platform
Founded as the credit arm of Atlas Real Estate Partners, A4 Credit Partners was built on over 15 years of real estate operating and underwriting experience. Since inception, the Atlas platform has executed more than $2B in transactions across 50+ deals, delivering strong, cycle-tested results. Today, A4 applies that same disciplined approach to direct, first-lien lending, serving real estate investors with speed, certainty, and institutional-grade execution.
Built to Deliver Where It Matters Most
Fast execution, competitive pricing, and direct capital are at the core of how we lend. Our platform is designed to remove friction, provide certainty, and help you move forward with confidence.
Apply NowSpeed
Principal-led decisions and in-house execution allow us to deliver fast feedback, clear terms, and dependable timelines when timing matters most.
Competitive Rates
We price loans with a focus on real-world execution, offering competitive rates that reflect asset quality, structure, and strategy.
Balance Sheet Lending
As a direct balance sheet lender, we eliminate intermediaries, reduce uncertainty, and provide greater consistency from initial terms through closing.
A4 Lending Areas
The A4 Credit Partners Advantage
As a private lender built by real estate operators, A4 Credit Partners understands the realities investors face. Our fully integrated platform delivers speed, clarity, and reliable execution by managing underwriting, approvals, draw administration, and servicing entirely in-house. This direct approach allows us to move faster, stay aligned, and deliver consistent outcomes.
What Is It Like to Work With A4
At A4 Credit Partners, experienced in-house professionals manage the lending process from initial application through final payoff. Our team-driven model ensures accountability, responsiveness, and a seamless experience for both borrowers and partners at every stage.
