Provide competitive deals while expanding your business.
Leverage cutting-edge technology, competitive broker loan options, and industry expertise to help your clients maximize the potential of older homes while growing your business.
More than a lender, A True Partner
Looking for a lending partner that goes beyond just offering products? A4 Credit Partners combines competitive loan programs with hands-on operational support to help your brokerage thrive. We focus on building strong partnerships with mortgage brokers, providing the tools and guidance you need to grow your business and serve your clients with confidence.
More than a lender,
A True Partner
Looking for a lending partner that goes beyond just offering products? A4 Credit Partners combines competitive loan programs with hands-on operational support to help your brokerage thrive. We focus on building strong partnerships with mortgage brokers, providing the tools and guidance you need to grow your business and serve your clients with confidence.
Get Started Talk to an Expert
500+
Brokers Nationwide Partner With A4 Credit
Want to Close Deals Faster?
In competitive markets, speed is everything. A4 Credit Partners is built to move quickly, giving brokers fast answers, clear terms, and dependable execution when timelines matter most.
From initial review to closing, our process is designed to eliminate delays and keep deals moving without unnecessary friction.
Apply NowPrincipal-Led Decisions
Direct access to decision-makers means faster feedback, quicker approvals, and fewer surprises.
Streamlined Underwriting
Asset-focused underwriting and upfront alignment help us issue reliable terms early in the process.
In-House Execution
From underwriting to draws and servicing, everything is handled internally to reduce handoffs and delays.
A4 Sets A New Standard In Real Estate Financing
Speed to Decision
How quickly terms are reviewed and approved
Surety of Execution
We fund with our own capital
Underwriting Flexibility
Asset and sponsor focused approach
Draws & Servicing
Control over draws and servicing timelines
| Platform | Speed to Decision | Surety of Execution | Underwriting Flexibility | Draws & Servicing |
|---|---|---|---|---|
| A4 Credit Partners | ✓ | ✓ | ✓ | ✓ |
| Traditional Banks | ✕ | ✕ | ✕ | ✕ |
| Brokers & Affiliates | O | O | O | ✕ |
| Larger Lenders | O | O | O | O |
Flexible Capital Designed Around Real Investor Strategies
At A4 Credit Partners, we provide tailored real estate financing solutions that move at the speed of your deals. Whether you are acquiring, rehabbing, refinancing, or building from the ground up, our programs are structured to support your strategy from start to finish.
Brokers Loan Terms
Flexible acquisition financing designed to help investors secure properties quickly and efficiently.
See RatesAverage Processing Time
5-10 Days
Loan Rates starting at
8.99%
Loan-to-Value up to
Up to 75%
Loan to Cost up to
Up to 90%
Loan Size
$100K+
Prepayment Penalty
No
We Built Our Program To Scale the Businesses of Our Brokers and Their Clients.
Our streamlined process frees you to focus on relationships. When you partner with A4 Credit Partners, you get to work with an experienced lending partner who’s committed to your success.
Dedicated Account Executive
Don’t worry about introducing yourself and explaining your deal every time you call. We simplify communication by giving you a single point of contact.
Quick & Easy Loan Pricing
Whether you talk with your AE or use our Broker Portal, you can price out your loans in real time.
Reliable Deal Execution
Our in-house underwriting and servicing help ensure smoother closings and fewer surprises throughout the process.
Broker Onboarding
We’ll set you up for success by walking you through our products and processes.
Investor-Focused Underwriting
Borrower Liquidity
A high-level view of available liquidity helps determine program fit and confirms the borrower’s ability to execute the business plan.
Estimated Credit Profile
An approximate credit range allows us to flag potential issues early and avoid surprises later in the process.
Project Scope and Rehab Budget
Understanding the asset type and planned improvements enables us to structure the right loan and deliver faster, more accurate terms.
A4 Lending Areas
Get answers to your questions
Broker loans made simple. Learn about fees, eligible properties, and how A4 Credit Partners can help your clients close deals faster. Get the answers you need to confidently guide your next real estate investment.
What loan programs do you offer for brokers?
We provide a wide range of programs including fix-and-flip, rental, bridge, and acquisition loans, designed specifically for brokers to serve their clients efficiently.
How quickly can deals close through A4 Credit Partners?
We understand speed is critical. Many broker deals can close in as little as 5 business days, depending on the program, property type, and documentation provided.
Are income and credit checks required for borrowers?
Yes, credit checks are required for all borrowers. Our programs are primarily asset-based, and no income verification is required, making it easier for investors to qualify.
Can loans cover rehab or renovation costs?
Yes. Many of our loan programs allow funding for both acquisition and rehab costs, giving your clients the flexibility to improve properties immediately.
What types of properties are eligible?
Eligible properties include Single-Family homes, Multifamily, Condos, Townhomes, certain Manufactured Homes, as well as Mixed-Use and commercial properties such as Office, Warehouse, Industrial, Retail, Hospitality, and other commercial asset types. All properties must be non-owner-occupied.
Do you support refinancing after acquisition?
Absolutely. Brokers can assist clients in refinancing their acquisition loans into longer-term financing once the property is stabilized or rehab is complete.
